Checking

Are you between the ages of 18 and 25*** and ready to open your first checking account? If your answer is “YES”, then a CJFCU 1^st Choice Checking Account is the account for you! This checking account gives you all the tools you need to manage your finances, including:

• 24/7 access to your account information with Telephone Teller and Online Banking with eStatements*
• Account and payment alerts sent right to your email or mobile device (with Online Banking)
• Access to your account from anywhere with your VISA Debit Card*
• The convenience of over 30,000 surcharge-free ATMs in the CO-OP Network
• Online Bill Payment
• sign-up for Overdraft Protection** and breathe easy (link your savings account to your checking for automatic check-clearing coverage)
• Unlimited check writing

It’s the perfect account for your financial needs, and did we mention there’s No Monthly Service Fee?

^{* Required Services}

^{**only 6 automatic withdrawals of any kind are permitted from a savings account per month, including transfers and debits}

^{*** At the age of 26 the 1st Choice checking account will be converted to a Basic or Gold checking account, based on the credit union’s standard terms}

Take control of your finances today with an easy-to-use and conveniently accessible CJFCU Gold Share Draft Account. Our Gold Share Draft Account helps you simplify the process of making purchases, automatic deposits, paying bills, transferring funds and more. It’s perfect for your essential financial needs, and did we mention there’s No Monthly Service Fee?

Enjoy the convenience and benefits of a Gold Share Draft Account:

• Relax knowing your money is being deposited to your checking account the safe, secure & convenient way with Direct Deposit*
• Access your account from anywhere with your VISA Debit Card*
• Enjoy the convenience of over 30,000 surcharge-free ATMs in the CO-OP Network
• You have 24/7 access to your account information with Telephone Teller and Online Banking with eStatements*
• Account and payment alerts sent right to your email or mobile device (with Online Banking)
• Online Bill Payment
• sign-up for Overdraft Protection** and breathe easy (link your savings account to your checking for automatic check-clearing coverage)
• Unlimited check writing

_{* Required Services}

_{**only 6 automatic withdrawals of any kind are permitted from a savings account per month, including transfers and debits}

If our Gold Share Draft or 1^st Choice Checking Accounts do not seem like the right fit for you, then consider our Basic Share Draft Account. For a small monthly fee of only $2.95 you can still enjoy:

• 24/7 access to your account information with Telephone Teller and Online Banking with eStatements*
• Account and payment alerts sent right to your email or mobile device (with Online Banking)
• Access to your account from anywhere with your VISA Debit Card*
• The convenience of over 30,000 surcharge-free ATMs in the CO-OP Network
• Online Bill Payment
• sign-up for Overdraft Protection** and breathe easy (link your savings account to your checking for automatic check-clearing coverage)
• Unlimited check writing

_{* Required Services}

_{**only 6 automatic withdrawals of any kind are permitted from a savings account per month, including transfers and debits}

Funds Availability as of 7/1/2021

† Does not apply to Savings Accounts
All checks must be presented in person and payable to CJFCU member for above rules to apply
* denotes day after deposit