Master Savings (Share) Account
Open your Master Savings Account with Central Jersey FCU and begin taking advantage of all your Credit Union has to offer you. Once this account is opened with a minimum required deposit of $5.00, you can begin to benefit from CJFCU’s full line of products and services. With your Master Savings Account:
- A minimum balance of $100.00 is all that is required to earn dividends
- You will receive a statement at least Quarterly
- FREE enrollment in our 24-Hour Telephone Teller System
- FREE enrollment in Online Banking with eStatements
- To maintain an active account status, a minimum of one transaction per year is required.
Sub Savings Account
Open a Sub Savings Accounts to save your money for rainy days or special occasions. You can personalize your Savings Account(s) by creating a unique name such as: “Mad Money”, or “My New Car” – It’s up to you, just be creative! With a Sub Savings Account:
- A minimum balance of $100.00 is all that is required to earn dividends
- You will receive a statement at least Quarterly
- A minimum of one transaction at least every six months is required to remain active
Per REG-D, there is a limit of six (6) automatic electronic withdrawals permitted per month (electronic payments and/or automatic transfers to your checking account) from a savings account. Any transactions over the six permitted will be returned unpaid and are subject to an NSF fee. CJFCU reserves the right to deny these types of transfers, change the account to a transactional account, or close any account that abuses these limits.